Uses to discuss
Payroll, inventory, supplier payments, seasonal working capital and other eligible business operating needs. Permitted uses are governed by the lender’s terms.
LVI Funding • Commercial and investor financing
Business lines of credit for operating needs
A revolving business line can help bridge the timing between operating expenses and customer payments. LVI Funding helps eligible businesses explore independent lender options based on the use of funds and repayment capacity.
Discuss Your Project →Home / Business Lines of Credit
What lenders review
Time in business, revenue, cash flow, credit profile, existing debt and industry. Some products require collateral or a personal guarantee.
Prepare your scenario
Start with your business type, time operating, annual revenue, requested amount and intended use. Financial statements, bank statements or tax returns may be requested later through an appropriate channel.
Common questions
Before you submit your scenario
Is a business line the same as a term loan?
No. A line generally allows borrowing up to an approved limit, subject to the agreement. A term loan typically provides a lump sum repaid over a set term.
Are all lines unsecured?
No. Collateral, guarantees, fees and repayment terms vary by lender and product.
How should I compare offers?
Review the rate, fees, draw terms, repayment schedule, renewal provisions, collateral and guarantees—not just the approved credit limit.
Explore related financing
Serving investors and businesses across the United States from Cleveland, Ohio. Financing availability varies by lender, state, property and borrower qualifications.
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